§ 3½-17. Insurance.

(a)

Business Automobile Liability.

(1)

Nongovernmental EMS provider . Every nongovernmental EMS provider shall carry bodily injury and property damage insurance with an insurance carrier or company qualified as an insurance company authorized to transact insurance in the state of Florida to secure payment for any loss or damage resulting from any occurrence arising out of or caused by the operation or use of any of the provider's motor vehicles. Each transporting vehicle, including owned, hired, and nonowned vehicles, shall be insured for a minimum of One Million Dollars ($1,000,000) for each occurrence, combined single limit bodily injury, death, or property damage liability. Each EMS provider with medical personnel employed by the provider shall maintain malpractice insurance in an amount not less than One Million Dollars ($1,000,000) for injury to one (1) person. If an EMS provider does not employ medical personnel, the provider must provide Broward County with satisfactory evidence in the amount of One Million Dollars ($1,000,000) of malpractice insurance from the entity which is providing the medical personnel.

(2)

Nonemergency medical transportation service provider . Every nonemergency medical transportation service provider shall carry bodily injury and property damage insurance with an insurance carrier or company qualified as an insurance company authorized to transact insurance in the state of Florida to secure payment for any loss or damage resulting from any occurrence arising out of, or caused by, the operation or use of any of the provider's motor vehicles. Each transporting vehicle, including owned, hired, and nonowned vehicles, shall be insured for a minimum limit of Five Hundred Thousand Dollars ($500,000) for each occurrence, combined bodily injury and property damage liability. Nonemergency medical transportation service providers are not required to carry malpractice insurance.

(b)

Every insurance policy or contract for insurance shall provide for the payment and satisfaction of any financial judgment entered against the service or any person driving a vehicle of the service. Such insurance shall be obtained, and certificates or certified copies of such policies shall be filed with the administrator. All such insurance policies, certificates thereof, or certified copies of such insurance policies shall provide for a thirty (30) day notice of cancellation. All such certificates shall show the Broward County Board of County Commissioners as a certificate holder. Thirty (30) days prior to the policy's expiration date, the certificate or license holder shall provide the county with a renewal insurance certificate. The insurance carrier or company must be a participant in the Florida Insurance Guaranty Association.

(c)

Every governmental provider shall either furnish evidence of bodily injury, property damage, and malpractice insurance in an amount equal to that for which it would be liable pursuant to the provisions of Section 768.28, Florida Statutes, as amended from time to time; or such governmental provider may furnish a certificate of self-insurance evidencing that it has established an adequate self-insurance plan to cover such risks and that the plan has been approved by the Florida Department of Insurance. A certificate of self-insurance issued by the Florida Department of Highway Safety and Motor Vehicles is not acceptable as evidence of insurance.

(Ord. No. 76-32, § 12, 7-20-76; Ord. No. 80-69, § 2, 8-27-80; Ord. No. 82-69, § 1, 12-16-82; Ord. No. 84-10, § 14, 2-16-84; Ord. No. 86-52, § 1, 10-14-86; Ord. No. 88-15, §§ 6, 7, 4-12-88; Ord. No. 94-44, § 1, 9-13-94; Ord. No. 2003-14, § 1, 5-13-03; Ord. No. 2008-37, § 1, 9-9-08; Ord. No. 2016-34 , § 6, 11-29-16)